General Liability Insurance in Mount Shasta, CA
General liability insurance, or commercial general liability coverage, is a policy that can protect your business from financial losses due to claims of damage or injury caused by your business.
A critical financial safety net to help ensure your business’ longevity and success, a general liability policy may include the following: 
- Bodily injury and property damage may apply to incidents where your business operations cause injury to a third party or damage their property. For example, your policy may cover medical costs if a customer slips in your store.
- Judgments and settlements may help pay for legal costs, judgments and settlements if your business is found responsible for an incident.
- Personal and advertising injury liability may apply to claims like libel, slander, privacy invasion, copyright infringement and misappropriation of advertising ideas.
While a general liability policy offers broad coverage, it doesn’t cover everything. You may benefit from additional coverage depending on the nature of your business. For example:
- Liquor liability insurance can offer coverage for businesses that make, sell or serve alcohol if a drunk customer causes harm or damage.
- Errors and omissions insurance, also known as professional liability insurance, can offer coverage for businesses accused of negligence, mistakes or dishonesty that financially harms someone else.
- Employment practices liability insurance can offer coverage for claims from employees related to discrimination, wrongful termination, harassment or other employment-related issues.
How Much Does General Liability Insurance Cost?
The cost of commercial general liability coverage can differ significantly depending on the size of your business, your industry, your location and the amount of coverage you need. Rich Toreson Insurance Agency Inc will assess your business’ unique risks and deliver tailored coverage solutions.
Get Comprehensive General Liability Insurance Today
Robust insurance coverage can be the difference between business success or failure. Having served the area for more than 35 years, family-owned Rich Toreson Insurance Agency Inc can help protect your business against unforeseen risks by arranging comprehensive general liability insurance. Contact us today to find out more.